Bramid Limited offers qualified companies access to financing by facilitating the purchase of inventory, whether it’s finished goods or raw materials and making working capital available. After performing a comprehensive credit analysis and qualifying the client for a facility, we receive instructions to pay the client or their suppliers on their behalf. Once we have advanced money, we create a receivable through a bill of exchange that stipulates the balance and maturity date, thus extending finance terms. This allows our clients to procure, manufacture, and sell inventory, and, most importantly, collect payments due—all without having used any indispensable working capital.
Our clients often inquire about the distinction between trade finance and supply chain finance. Trade Finance (TF) encompasses a wide variety of financing arrangements that can be short, medium, or long term in duration, and can be sourced through any number of institutions, and can be secured or unsecured. It can be simple discounting of short-term debt instruments or long-term capital goods financing, or even complex multi-level project financing. The experts at Bramid Limited have decades of combined experience transacting deals in various forms of trade finance, and can lend this knowledge in helping you determine which form of financing is best for your business and how Bramid can assist.
Supply Chain Finance (SCF) is one specific type of trade finance, and is typically a set of technology-based business and financing processes that link the buyer, seller, and financing entity in a transaction by tracking invoice approvals and settlement processing from initiation to completion. A principle function of SCF is extending accounts payable terms, financing inventory, and the discounting of payables and receivables. Bramid Limited focuses on SCF because there is a gap in the cash-to-cash cycle for many businesses that other forms of financing simply do not address.